- 0.1 - 2008-07-08T13:16:48-04:00 583566
07/07/2008, " Great Time to be a First Time Buyer" Contrary to popular beliefs, there are still good loan programs out there for first time, low income, or owner occupied properties. Through the USDA, SC Housing and FHA , a buyer is still able to purchase with little or no money down with very good interest rates starting around 5.875%. These programs however can be complicated and buyers need to work with lenders who are experts in the stipulations associated with each program. I recommend that one chooses their lender wisely.
- 2008-08-12T08:43:13-04:00 637466
One of the first things I notice when I go out to evaluate a property for a client is whether or not the home has gutters. If gutters are present, functioning, and kept free of debris; I can feel fairly confident that there are going to be very few issues found on the home inspection. Conversely, if gutters are not present and functioning then chances are that the home inspection will reveal many costly issues. I have listed and sold many homes in a particular neighborhood where the builder chose not to install gutters as a standard feature and the subsequent buyers also did not see the need to do so. Every single home without gutters has an issue at the french doors leading to the back deck. Rain water pours off of roof and splashes off of the deck back against the doors. This causes rot and and subsequent water intrusion which can cause damage to the sill, subfloor, etc. Please spend the money to have gutters installed on your home. Doing so will save you a lot of heartache in the end.
- 2010-04-22T07:51:42-04:00 1612447
I blogged about earnest money on my website to offer an explanation to inexperienced buyers and sellers as to the purpose and amount of money one should consider or expect. Please feel free to opine.
Earnest Money (Good Faith Deposit) - The Basics
First let me say that real estate practices vary greatly from one state to another and even from one market to another. Please do not take these suggestions as anything more than what there are and please consult with an experienced local agent when entering into a contract to buy or sell real estate.
I am often asked about the earnest money deposit when talking with buyers and sellers. How much should I offer? What is the purpose? In my market where houses are usually priced between 75k and 250k, I suggest 1% of the purchase price and a minimum of $500. There are many cases where one might offer more and even a few cases where one might offer less. What is the purpose? The earnest money deposit is an integral part of the offer to purchase. It illustrates to a seller the buyer's level of commitment in purchasing the home and in some ways it illustrates the financial ability of the buyer to close. Furthermore, earnest money provides the seller of a property a level of comfort that the buyer's intent is genuine. Keep in mind that the seller is going to take his home off of the active market and miss other potential buyers to give the contracted buyer the opportunity to purchase.
From this point, a continued discussion of earnest money would get complicated and involve discussions on default, due diligence, contingencies, etc. and should be handled on a case by case basis.
- 2010-07-08T07:00:24-04:00 1733286
- 2010-07-09T06:43:10-04:00 1735141
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602 Greene Street
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Camden, SC 29020
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Completely Renovated Historic Estate on 5 Acres
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Authentic " Tara" - Located in the Heart of Historic Camden, SC -
1830 Antebellum Estate, beautifully restored, retaining many original features. Winding staircase, 9 fireplaces, detailed crown mouldings.
5 bedrooms, 6.5 baths. Library, study with hand carved antique pecky cypress panelling. French doors in the living room and dining room open to shaded brick terrace.
Expansive master suite with sitting room, private screened porch, dressing room, his and hers baths, 2 fireplaces.
Spectacular custom kitchen ( 2009 ) with Viking range, SubZero, 3 work areas with sinks, granite.
5 acres of prize-winning historic gardens. 2 guest cottages.
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Equal Housing Opportunity. |
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Russell and Jeffcoat Realtors Inc. : 509 Broad Street - Camden SC 29020 : 803-272-8595 |
- 2010-07-12T09:32:21-04:00 1739709
- 2010-07-13T07:49:04-04:00 1741570
- 2010-07-14T06:51:59-04:00 1743486
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2481 McRae Road
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Camden, SC 29020
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Updated Home on 25 Acres w/ Pond and Workshop
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$299,900 |
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3 |
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2 |
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2,051 |
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1,089,000 |
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Kershaw |
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Detached |
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1984 |
| MLS Number |
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269866 |
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click for more information and pictures
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| One story brick home on a gorgeous 25 acre tract of fenced pastureland with a pond and a mature timber stand is available for immediate purchase. Located just minutes from downtown Camden, this 2051 sqft home has 3 Bedrooms/ 2 Full Baths and is convenient to schools and I-20. The home has been completely remodeled and features new appliances, granite countertops, lighting fixtures, garage doors, solid surface counters in both baths, completely repainted interior, new flooring throughout, and new faucets and lavatories. From the back patio, you can look out over beautiful rolling pastures and a 1 acre pond with a family of wild ducks. Additionally, there is a 1350 sqft workshop with power and telephone and 16 Ft ceilings and a roll up door that is perfect for tinkering or can be modified for agricultural or business purposes. Call today for details or to schedule your private showing. Tripp Montgomery 803-272-8595 |
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All Brick 3BR/2BA |
Den w/ Fireplace |
Private Master Suite |
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2 Car Garage |
Formal Living |
1350 sqft workshop |
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Eat - In Kitchen |
Formal Dining |
Rolling Pasture |
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Mature Timber |
Private Well |
Pond |
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Equal Housing Opportunity. |
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Russell and Jeffcoat Realtors Inc. : 509 Broad Street - Camden SC 29020 : 803-272-8595 |
- 2010-07-15T06:46:29-04:00 1745245
- 2010-07-20T09:32:33-04:00 1753644
"Foreclosure" has become a buzz word for buyers today. "we want to look at foreclosures" or "can you send me some information on foreclosures?". I actually send out a list via email of foreclosures in my area that I compile by mining the data on my MLS; looking for key phrases like "bank owned" or "addendum must be included with offer". However, is a foreclosure a smart purchase for the long run?
I advise buyers to look at the neighborhood and the surrounding area before committing to purchase a foreclosure, regardless of price. Buying in a neighborhood that is in free fall is like trying to catch a falling sword (timing is everything) If that foreclosed home is in an area where there are multiple foreclosures, I would look elsewhere. Sure the price is cheap, but you can also get cheap tickets to board a sinking ship.
Buyers would be better off with a smart purchase rather than good deal... look for a reasonably priced home in a rock solid neighborhood.
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